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Equifax Data Breach Lawsuit

Corboy & Demetrio filed a federal class-action lawsuit against Equifax on Sept. 14, 2017 on behalf of consumers nationwide in Equifax's massive security breach, which exposed and will continue to expose millions to the risk of identity theft and identity fraud.

Read our latest Equifax Lawsuit Update

Ways to get information about the Equifax class-action lawsuit:

We want to answer your questions about Equifax.

Below are some of the most commonly asked questions by consumers about the data breach and class-action lawsuit.

  • What is the current status of the Equifax litigation(as of Oct. 6, 2017)?

    As of Oct. 6, 2017, multiple lawsuits have been filed throughout the country, and several motions have been filed to consolidate all the cases and send them to a specific Federal District Court. A panel of Federal judges, called the Judicial Panel on Multidistrict Litigation (JPML), will begin the process of deciding these motions on November 30, 2017. 

  • How can I find out if my personal data was compromised?

    Visit the Equifax website, www.equifaxsecurity2017.com, to learn Equifax’s current determination as to whether your information was compromised. You will need to enter your last name and the last six digits of your SSN. Make sure you are on a secure computer and have an encrypted network connection when accessing this site.

  • I checked Equifax’s site already and it said I am not impacted. Am I in the clear?

    No, Equifax said it would update its site by Oct. 8th with the 2.5 million additional people whom its auditors determined were impacted but not reported by Equifax, and you should recheck for that reason. But even if the website says you were not impacted, you still could be in the future. We are recommending you seek legal representation and take all necessary steps to protect yourself from identity fraud and theft.

  • I now have legal representation by a law firm. What should my next step be to protect myself?

    Whether you have joined our class-action lawsuit against Equifax or not, our advice is the same:

    1)  Freeze your credit with ALL THREE credit bureaus:  Equifax, Experian and TransUnion. This will help prevent credit, loans and    other services from being opened in your name without permission. The security freeze can be added online or by phone and each credit bureau may charge a fee depending upon your situation and state law.

    2) Sign up for credit monitoring:  Enroll in the credit protection services offered by companies such as LifeLock.com, IdentityForce.com or CompleteID.com. Even if Equifax has claimed that your credit has not been compromised, you should seriously consider enrolling in a credit protection plan.

    3) Place fraud alerts at each credit reporting agency.

    4) Get a copy of your credit report from each credit agency and check for suspicious activity.

  • Do I have the right to sue Equifax even though Equifax's webpage says my data is not compromised?

    Yes, you do. Every consumer is potentially affected regardless of what Equifax says at this time. There is no reason to trust Equifax.

  • Should I sign up for Equifax's offer for a year of free credit monitoring?

    No, we do not recommend signing up for Equifax's credit monitoring. It is not truly free and it is not clear that signing up may force you to waive some of your rights. 



  • How can I better protect myself in the future?

    We recommend enrolling in the credit protection services offered by companies such as LifeLock.com, IdentityForce.com or CompleteID.com. Even if Equifax has claimed that your credit has not been compromised, you should seriously consider enrolling in a credit protection plan.

  • Should I place a security freeze on my credit file?

    Yes, you should consider placing a security freeze on your credit file to prevent credit, loans and other services from being opened in your name without permission.  Besides Equifax, there are two credit bureaus: TransUnion and Experian. To add a security freeze, each credit bureau needs to be contacted separately. The security freeze can be added online or by phone and each credit bureau may charge a fee depending upon your situation and state law.

    While we do recommend a credit freeze as a form of protection, beware that you may incur charges to place a freeze and/or to remove it when you apply for credit.

    You should also be aware that adding a security freeze to your credit file may delay, interfere with or prohibit the timely approval of any request or application for a new loan, credit, mortgage, insurance, government services or payments, rental housing, employment, investment, license, cellular telephone, utilities, digital signature, Internet credit card transactions or other services, including an extension of credit at point of sale.

    Companies that you already have a business relationship with may view your credit report for account review purposes. A consumer’s information may be used for the purposes of prescreening as provided for by the federal Fair Credit Reporting Act, even if a security freeze is on the report.

    Also, please be aware that a security freeze is not 100% fail-safe. Creditors can issue credit without pulling a credit report.

    In addition, it may not be enough to freeze your credit at one bureau because creditors may use just one of the credit bureaus listed below.

    Credit bureaus, in addition to Equifax, you should contact to freeze your credit:

              Experian: 888-397-3742  
              https://www.experian.com/freeze/center.html 

              TransUnion: 888-909-8872

              http://www.transunion.com/credit-freeze/place-credit-freeze

  • Will it cost me to join Corboy & Demetrio's legal action against Equifax?

    No, there is no cost to you. We are paid only if we obtain a verdict or settlement.

    If there’s no verdict or settlement, Corboy & Demetrio receives no fee, nor is it reimbursed for its out-of-pocket expenses.

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